22 Affordable Countries Perfect for Living the Retired Life Early
Dreaming of a life where you don’t have to work? The good news is that it’s possible in some of the most affordable countries around the world.
With low costs for housing, food, and entertainment, these destinations allow you to live comfortably while stretching your savings. Whether you’re planning early retirement, a long-term escape, or just a simpler way of life, these 22 countries offer an incredible quality of life without the financial stress.
Pack your bags and explore your options for living the dream!
Vietnam
From vibrant cities like Hanoi and Ho Chi Minh City to serene beaches, Vietnam offers a rich culture at a low cost. You can live well on $800–$1,200 a month, with affordable street food, cheap rent, and inexpensive transportation.
Thailand
Known for its welcoming locals and stunning landscapes, Thailand is perfect for budget-conscious expats. With rent starting at $300 and meals for just $1–$2, life here can be both comfortable and luxurious for under $1,500 a month.
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Mexico
Whether you love beach towns like Puerto Vallarta or cultural hubs like Oaxaca, Mexico is incredibly affordable. Rent can be as low as $400, and delicious meals cost just a few dollars.
Portugal
Portugal offers European charm without the high price tag. In cities like Porto or Faro, you can enjoy great food, cheap wine, and cozy apartments for around $1,200 per month.
Colombia
Colombia combines stunning natural beauty with a vibrant culture. Cities like Medellín have spring-like weather year-round, with monthly expenses averaging $1,000.
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Cambodia
With a cost of living as low as $800 per month, Cambodia offers exotic temples, friendly locals, and delicious cuisine. Rent for a one-bedroom apartment can be as low as $300.
Ecuador
From coastal towns to the Andes Mountains, Ecuador has something for everyone. You can live comfortably on $900–$1,200 a month, with fresh produce and affordable healthcare.
Philippines
Island life doesn’t have to break the bank in the Philippines. You can find beachfront homes for $400 a month and enjoy meals for under $3, making it ideal for tropical living.
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Bulgaria
For those who want to experience Europe on a budget, Bulgaria is a hidden gem. Rent in Sofia starts at $300, and you can enjoy rich history and culture for less than $1,000 a month.
Nicaragua
Nicaragua offers breathtaking scenery and a low cost of living. In towns like Granada, you can rent a house for $500 and enjoy a laid-back lifestyle for under $1,200 monthly.
Panama
Known for its expat-friendly policies, Panama combines modern amenities with affordability. In smaller cities, you can live well on $1,200–$1,500 per month.
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Georgia
The country of Georgia offers stunning landscapes and a welcoming vibe. Tbilisi’s rent averages $300–$500, and hearty meals are incredibly cheap, costing around $5.
Morocco
Morocco’s vibrant markets and beautiful architecture make it an exciting destination. You can live comfortably in cities like Marrakesh for under $1,000 a month.
Indonesia
Beyond Bali’s luxury resorts lies an affordable paradise. Monthly expenses can range from $800–$1,200, with cheap housing and endless outdoor activities.
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Hungary
Budapest offers old-world charm and modern amenities for less than $1,300 a month. Rent is affordable, public transport is efficient, and the food scene is incredible.
India
India’s diversity and low cost of living make it a top choice for many expats. Monthly expenses can start as low as $600, with cheap rent, delicious food, and rich cultural experiences.
Peru
Whether you love mountains or coastal cities, Peru is budget-friendly. You can rent a nice apartment for $400–$600 and enjoy affordable dining and transportation.
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Turkey
Turkey offers a blend of East and West at a surprisingly low cost. Rent in cities like Antalya starts at $250, and you can live well on $800–$1,200 a month.
Bolivia
Bolivia’s natural beauty and affordable lifestyle are hard to beat. In cities like Sucre, rent averages $300, and overall expenses rarely exceed $1,000 monthly.
Laos
This laid-back Southeast Asian country offers a peaceful lifestyle at a fraction of Western costs. You can live comfortably on $800 per month, surrounded by stunning landscapes.
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Serbia
Serbia combines affordability with a vibrant city life. In Belgrade, rent starts at $300, and you can enjoy rich cultural experiences on a modest budget.
Malaysia
Malaysia offers modern infrastructure and tropical beauty for under $1,200 a month. Penang and Langkawi are top spots for affordable living, with great food and healthcare.
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