15 Retirement Destinations Where $250,000 Can Make You Feel Rich
Retirement planning doesn’t have to be stressful, even if your savings are modest. With $250,000 in retirement funds, you might worry that it won’t go far—but the right destination can make your money stretch while allowing you to live comfortably.
By choosing affordable locations with a lower cost of living, you can retire feeling rich without sacrificing quality of life. Here are 15 of the best places where you can retire with $250,000 in savings and still enjoy a fulfilling, luxurious lifestyle.
1. Cuenca, Ecuador
Cuenca offers affordable living with stunning views, a mild climate, and a vibrant expat community. You can rent a comfortable apartment for less than $500 a month, while groceries, healthcare, and dining are all highly affordable.
Your retirement savings will last far longer in this charming South American city.
2. Chiang Mai, Thailand
Chiang Mai is known for its low cost of living, making it a favorite among retirees. With $250,000, you can enjoy modern amenities, delicious street food, and a vibrant culture, all while paying a fraction of what you would in Western countries.
Healthcare is also high-quality and inexpensive.
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3. Medellín, Colombia
Medellín is no longer the dangerous city it once was—it’s now a top retirement destination with a temperate climate and affordable living. Rent, groceries, and entertainment are all very affordable, meaning your $250,000 will go much further than expected.
The city also offers top-notch healthcare and cultural activities.
4. Puerto Vallarta, Mexico
Puerto Vallarta is a stunning beach town that offers an affordable yet luxurious lifestyle. With low rent, inexpensive dining, and affordable healthcare, retirees can enjoy the laid-back pace of life here while living comfortably on their savings.
Plus, its proximity to the U.S. makes it an attractive option for many.
5. Granada, Nicaragua
Granada, known for its colonial charm, is one of the most affordable places to retire in Central America. A comfortable lifestyle here costs much less than in the U.S., with rent and groceries both being very budget-friendly.
Your $250,000 in savings will stretch comfortably, allowing you to live with ease.
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6. Lisbon, Portugal
Lisbon combines old-world charm with modern amenities and affordable living. While it’s a European capital, Lisbon’s cost of living is relatively low compared to other Western European cities, making it a great option for retirees.
7. Penang, Malaysia
Penang offers retirees the best of both worlds: beautiful beaches and a bustling city with rich culture. Malaysia’s low cost of living, affordable healthcare, and affordable dining options make it a fantastic choice for retirees.
Your $250,000 will go a long way in this tropical paradise.
8. Panama City, Panama
Panama City is a favorite retirement destination for Americans due to its close proximity and affordable cost of living. Here, you can live comfortably on $250,000 in savings, with low rent, accessible healthcare, and plenty of entertainment options.
Panama also offers attractive retiree visa programs.
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9. Bali, Indonesia
Bali offers stunning beaches, a vibrant culture, and an incredibly low cost of living. Retirees can live in beautiful villas or apartments for a fraction of what it costs in Western countries, while food, entertainment, and healthcare are all affordable.
Bali is perfect for those seeking tropical paradise on a budget.
10. Tulum, Mexico
Tulum, with its laid-back atmosphere and beautiful beaches, offers an affordable retirement lifestyle for those with $250,000 in savings. The cost of rent and food is very reasonable, and healthcare is also inexpensive.
This peaceful Mexican town is perfect to enjoy the beach on a limited budget..
11. Da Nang, Vietnam
Da Nang is known for its affordable cost of living, modern amenities, and stunning beaches. Retirees can live comfortably on $250,000 in savings while enjoying the low cost of rent, food, and healthcare.
The city’s growing expat community adds to its appeal.
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12. Antalya, Turkey
Antalya offers beautiful beaches, a Mediterranean climate, and a surprisingly low cost of living. With $250,000 in savings, you can afford to live in a comfortable apartment, enjoy affordable dining, and have access to high-quality healthcare.
This Turkish gem is an ideal destination for retirees seeking value.
13. Merida, Mexico
Merida is known for its colonial charm and affordable living. With low housing costs, affordable healthcare, and budget-friendly food options, retirees can stretch their $250,000 and enjoy a rich cultural experience.
Merida also offers safety and a slower pace of life.
14. Budapest, Hungary
Budapest is an underrated European destination that offers affordable living in a beautiful and historic city. Rent and everyday expenses are lower than in other European capitals, making it an excellent choice for retirees on a budget.
Your $250,000 savings can provide you with a comfortable and cultured lifestyle here.
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15. San José, Costa Rica
Costa Rica’s capital, San José, is an attractive option for retirees thanks to its affordability and high-quality healthcare. You can live comfortably on a small budget while enjoying the country’s natural beauty, vibrant culture, and friendly locals.
Its climate and nearby beaches is particularly attractive to retirees.
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